SENSES FINANCIAL
A PATH TO YOUR FINANCIAL PEACE OF MIND.
Toronto, ON
ABOUT US
Senses Financial: Your Personalized Financial Professionals
Are you juggling expenses to save up for your first home? Or looking to invest in your newborn’s bright future? 
 
Have you considered investing, but don’t know where to start? Is your retirement just around the corner, but are you ready? 
 
Our industry-leading Certified Financial Professionals at Senses Financial have been helping thousands of clients in Toronto with insurance, investments, and retirement and estate planning. With proven-experience in both personal and corporate advice, we’re here to help — no matter who you are or what you do! 
  • Every appointment, our CFP professionals will listen to your needs and provide a thorough analysis before giving expert recommendations 

  • Every week, our assistant will call our clients and provide reminders of upcoming payment deadlines 

  • Every life insurance policy is crafted by our Chartered Life Underwriter, protecting your family from a rainy day 

  • Every investment plan is constructed by our Senior Financial Advisor to manage your risk while achieving your goals and objectives 

  • Every year, we will accompany you on a plan towards your financial peace of mind. 

  • And more! 

Sandra Chen CFP® CLU®
Senior Financial Advisor
Sandra is a seasoned professional providing financial advice practicing life insurance, risk management, and estate planning.

Sandra has over 15 years of experience as a financial advisor, from estate and retirement planning to risk and financial management for her diverse clientele. She is a top advisor in the insurance industry, has earned a place at the Million Dollar Round Table (MDRT). Since founding Senses Financial in 2012, Sandra has been providing financial consultations through her personalized approach and attention to detail to help her clients achieve their goals, needs, and objectives.

Sandra continues to advance her knowledge, earning the Chartered Life Underwriter (CLU®) designation in 2018, and the Certified Financial Planner (CFP®) from FP Canada in 2020.
For more information on how we can help you, contact us at (416) 299-6264 for your personal consultation!
Update, July 27, 2023
Dear client:
We wish to inform you that Kwok Wing Sum is no longer employed by Senses Consulting Inc. As Mr. Sum is no longer affiliated with the company, he is not authorized to transact any business on its behalf.  
 
Should you have any queries, please contact Ms. Sandra Chen at 416-818-6399. We wish to take this opportunity to assure you that Senses Consulting Inc. will continue to provide comprehensive service through its new team. Thank you.  
Senses Consulting Inc.  

July 27, 2023  
SOLUTIONS
Financial Management
Do you have difficulty balancing your bank account? Is your cash flow sufficient? 
Let us guide you through saving up for a down-payment. 
Do you have large debts keeping you awake at night? 
We can help you achieve your Freedom 55: early retirement isn’t just a dream! 

Senses Financial: your pilot for the demanding financial waters ahead.
Personalized Goals For You
Your goals are unique, and so is our service. We listen, we understand, and we deliver. 
Our experience in financial planning and our goal-oriented approach is designed to turn your dreams into achievable targets.  
Intelligent investment solutions that match your risk profile and time horizon.
Insurance and Risk Management
If you should suffer a critical illness, who will pay your mortgage? 
Learn how you can keep both insurance and government benefits.
Protect your assets from the banks and the courts — let us help you plan for your final benefits.
Let us ensure your future generations can enjoy the fruits of your wealth.

Let us help with crafting an umbrella, protecting you and your family
Retirement and Estate Planning
Have you thought about your expenditures in retirement?  
Let us help you maintain your quality of life.
 
Ensure your wealth is passed down to the next generation 
Bequeath your assets to your loved ones, while avoiding costly legal troubles.
 
You’ve worked hard. Have you secured your retirement and planned for your future? 
VIDEOS
The Basics YOU NEED TO KNOW Before Purchasing RRSPs!

DON'T Hold Joint Tenancy Assets With Your Child!

Do YOU Need to Start Thinking About Your Will?

CONTACT
Want to know more? Need personalized advice?
info@sensesconsulting.ca

(416) 299-6264

PH27-4168 Finch Ave E
Scarborough, ON
M1S 5H6
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